General insurance is a term that is used to refer to an array of insurance products apart from life insurance. These insurance products help to financially safeguard our valuables against unforeseen circumstances. You can cover important valuables such as your home and vehicle with a General Insurance plan.
Now, in the middle of a hectic schedule, it can so happen that we forget to renew our insurance coverage. Fortunately, you can easily buy insurance online these days. To that effect, here are 4 important types of general insurance plans that you can buy online with ease.
- Health insurance and personal accident insurance
Health insurance is one of the most essential forms of insurance you can ever buy. A good health insurance plan will cover you for hospitalisation costs, pre- and post-hospitalisation costs, day care procedures, and ambulance charges among other things. You can also supplement your health insurance plan with a personal accident insurance plan that covers you against accidental death and injuries. You can easily sign up for a health insurance plan and a standalone personal accident insurance plan online. Make sure to get these forms of insurance for your loved ones as well.
- Motor insurance
You need to have at least third-party motor insurance in order to be able to legally operate your car, bike or commercial vehicle on the roads in India. You can either opt for this basic policy or go a step further and buy comprehensive bike insurance or comprehensive car insurance, depending on the vehicle you own. A comprehensive plan will cover you for third-party damages, own damages as well as natural and manmade calamities. You can compare and buy bike insurance and car insurance plans online. Use a premium calculator to arrive at a good decision.
- Travel insurance
Quite often, our travel plans are made at the eleventh hour. This might leave you with very little time to go to an insurance company’s office and buy your travel insurance coverage in person. Fortunately, you can buy travel insurance online in a few easy steps. A travel insurance policy can really safeguard your finances while you journey away from home. This type of policy generally covers you for medical expenses, dental accidents, loss of checked-in baggage, and loss of passport among other things.
- Home insurance
Your home is the place where you feel safe with your loved ones. Thus, in order to secure this valuable asset, it is advisable to buy home insurance. Fortunately, you can easily buy home insurance online in a few quick steps. A home insurance policy generally covers you against natural calamities, robberies, accident-related injuries, and a lot more for peace of mind.
As we can see, getting insurance online is really easy. All you need to do is run a quick search for the coverage you want, compare premiums and policy inclusions, and make your payment. The entire process of buying general insurance online can get completed in just a few minutes, once you know what you need.
So, go ahead and get your general insurance plan today. All the best!
